Get Approved for a Car Loan

Americans have long been in love with horsepower and speed. Unfortunately, CAFE regulations and gas that is hovering at $4 a gallon, have made automakers and buyers alike look to less powerful, more fuel efficient vehicles. Some of the current models have taken the powerless aspect to the extreme, and if you’re this writer, looking […]

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Despite President Obama’s assertion that unemployment is steadily moving downward, it remains a huge problem in the U.S. When you consider the number of people who have stopped looking for work or have gotten part-time jobs, the unemployment/underemployment number could be as high as 25%. Many of these people still have a need for credit. […]

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Have you been shopping for a new SUV, but just can’t seem to find the one that feels right? You are not alone. Many people find a few of the options they want in a Ford and the price they want in a Toyota or vice versa. Here are five SUVs that will be coming […]

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When Humero Roca was forced to flee his home nation of Bolivia, he had to do so without his fabled car collection. The former CEO of AeroSur, Bolivia’s suffering private airline, is accused by the Bolivian Government of stealing around $37.2 million from AeroSur. According to a detailed inventory made by Roca’s son, the elder’s […]

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Every loan you apply for affects your credit. Every payment you make affects your credit as well. Each takes its toll or benefits you in different ways. Here are a few details on how a car loan can affect your credit score. First comes the auto loan application. Each loan application causes an inquiry into […]

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One of our primary goals here is to make the auto financing process as transparent as possible.  We have been in this industry for years, and it’s always disconcerting to see how much misinformation is out there.  Now, approval criteria vary significantly between lenders.  However, we can give you a few industry rules of thumb.  […]

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Once you have assessed your spending habits and formed a budget, you may be looking for ways to trim a bit of the fat, so to speak. You can trust that you are not the only one who did not realize how much they spent until they took a long hard look at things. Here […]

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Here we are, back to the household car loan budget. Hopefully, some of the recommendations in Part 1 of this series were helpful. Once you get the hang of the monthly budget, you probably noticed that it did not include any options for the unexpected or regular maintenance items. That is where this post comes […]

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Just saying the word budget is enough to make some people cringe, and rightly so. Budget means sacrifice and self awareness; two things that many people would rather keep out of their lives. Forming an effective budget does involve some sacrifice early on, but can become a subconscious bit of your awareness with practice. And […]

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